摘要:2016年5月雅思口语part2话题:Describe a method that helps you save money。这道题似乎是有点超前了吧,对于大多数还是在读学生的烤鸭来说,你跟他们将节约的妙招。这个难度有点大哇!所以,此话题难度稍大。但只要你手上有钱,你就肯定考虑过省钱。所以,看你的临场发挥了。
关于saving money的语料,包括三部分:省钱小妙招,省钱大习惯,还有省钱小故事。
saving money tips 省钱小妙招
You will only save money when it becomes an emotional priority
The best way to develop good saving habits is to make saving a regular part of your life, along with spending.
Save before spending. Whenever some money gets into your hands, from a job or your allowance or whatever, take your savings out immediately, before spending any of the money. The beauty of this system is that once you've removed your savings, you're free to spend the rest.
A great way to save money is knowing where you are spending money and keeping track of things
Cook at home, rather than get take out: There are great crock pot meals and 30 minute meals that you can make for healthier — less expensive — dining.
Spend quality time with the family: Having fun at home is great for saving money. You’ll get in quality time, and you don’t need to spend a lot.
Replace soda with water: Not only is water (from the tap) cheaper than buying soda, it is healthier, too. If you like a little flavor, you can buy cheap packets to add a little interest.
Get ebooks: I am a true bibliophile, so it has taken me some time to warm up to ebooks, but I’m almost there. I know they can save me money — especially if I head to Project Gutenberg and get books in the public domain. Many great, literary classics are available for free via Project Gutenberg and other outlets. Over time, you can save quite a bit by not paying for physical books.
Use your library: You don’t need to buy books; you can get them at the library. You can also get movies, read periodicals, and even check out other media in some cases. Many libraries are also lending ebooks.
Great saving money habits 省钱的习惯
Whether you are looking for big savings or small savings, you can develop habits that are geared toward saving money:
Learn to say no: Just say “no” to more stuff.
Practice conscious spending: Ask yourself why you are buying something. Just because you think you want it isn’t a good reason. If you can’t come up with at least two concrete reasons why you are buying something, put it back.
Avoid spending triggers: Be aware of places that trigger spending, whether it’s browsing on eBay (my husband’s spending trigger), or window shopping in the historical district. Also, be aware of whether you are an emotional shopper. If you shop due to stress, or some other reason, recognize that and try to find other ways to beat your stress.
Automate your savings: You can’t spend what isn’t there. Automate so that you save money in a retirement account and/or emergency fund first thing each month. Now you won’t have the money in there to spend.
Institute a waiting period: From three days to a month, sleep on a purchase. You might decide you don’t need something after all.
Comparison shop: Make it a habit to look for better prices elsewhere. Before you buy, find out if you can get a better deal elsewhere by looking online, or at another store.
Consider used: Whether it’s small things, like a video game or book, or bigger things, like cars and homes, consider buying used. My husband got a great deal on a refurbished computer — and it works just fine. Look for good quality used items before buying new.
Cultivate contentment: One of the best ways to save money is to be content with what you have. Cultivate contentment with yourself and your life, and stop looking for happiness and fulfillment in material things. You’ll find that you spend less and save more when you recognize that you have enough.
Saving money stories 省钱小故事
1.Ben Franklin said that a small leak can sink a ship. This post shows that the little things do make a difference in a positive way. We have tried many of them and can tell you by experience that it makes a huge difference. I have been trying to stick to spending only $50 per week for groceries and it forces me to be very conscientious of what I buy and I stay away from the junk food and processed food. We eat well. It takes time to get used to new habits, but it is worth it when you are trying to save money.
2. A few years ago, I was into crafting artificial flowers. A neat way to save money on my hobby materials was to go dumpster-diving at cemeteries to pick up artificial flowers and miscellaneous decorations left behind. I would go into the cemeteries, take what was thrown out in the dumpster and use the items instead for my crafting.
3. My boyfriend and I just moved in together to make it easier to start saving for a house. We have very little debt and good jobs, but we find it difficult to make cost cutting choices in every spending category. We are both heavy smartphone users and would find it difficult to part with our premium cable package, we like to DVR shows and movies.
To avoid spending, we make coffee at home every day, make dinner at home most nights, and usually spend weekend nights at friends houses. Its BYOB and sometimes we order pizza. We never go to bars, rarely eat at restaurants, and buy all our clothes on sale/at discount stores. I have cut my own hair in the past but I find the $15 haircut at the discount salon is well worth it.. My car is 12 years old and paid off. We don’t mind living frugally, but we’re ok with taking a little longer to achieve our financial goals because we spent a little extra here and there for certain comforts and conveniences. It’s really a matter of personal goal and preferences. All in all, great advice for people who want to save money and reach their goal of owning a home.
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